I just got a call from the “United Police Officers’
Association”. Actually, it was a telephone solicitor. Sounds impressive,
though, huh? Since this was an auto-dial message, I simply hung up, rather than
do what I will sometimes do if I have the time and there’s a real person on the
other end. I have two strategies I really like. The first is to ask the caller
to, “Please, wait a moment, since I’m at my computer, while I look up your
charity on the Charity Navigator website." This last word is usually followed by
the imaginary sound of crickets, since the line is now dead.
The second and
one I take really personally is to interrupt the person and explain that I am a
retired public-school teacher and then ask them, “When was the last time a
retired teacher called you asking for contributions?” Cue the crickets.
In truth, no
one in any public service job area should be in need of charity for medical
expenses, on or off the job, since essentially all such departments provide
Health insurance and Workman’s comp. insurance (required by law.) If such a situation exists, it is a pathetic
reflection on any organization involved. State for state, non-degreed police
and firefighters almost universally retire earlier and with far better benefits
that public-school teachers with master’s degrees. How dare they call asking
for handouts?
Of course, what is really going on with
these and, disappointingly, a lot of other Law Enforcement and/or military
related faux charities is that they are offered something for nothing.
Companies who specialize in phone solicitation for hire get to use the official
sounding name when calling and remit in many cases less than 15% of donated
funds to the organization named. Of course, the organization’s share is simply
the use of their name. It’s free money, except for those duped into
contributing. Charity Navigator, Charity Watchdog and other similar organizations regularly evaluate,
and rate charities based on a well-defined set of fiscal guidelines. I heartily
recommend one visit one such site before contributing. You’ll find that there
are many legitimate service organizations (like St Jude’s) for example doing
good work with contributed funds, but you might be surprised at what some others do.
To get you started toward a more critical approach to giving
here’s a list to start with:
The 50 Worst Charities in America- How
to Keep from Being Scammed.
In the wake of
tragedies large and small, they pop up like mushrooms after a rain. With tales
of woe and heartbreaking images of children or helpless animals, they beg for
assistance. They are the tragi-charities. Most are “one hit wonders” seeking to
cash in on the tragedy of the day from floods and fires to missing children and
more.
The “pop-up
charity” business is usually local, occasionally regional and only rarely
national. Mostly they are the products of individual scammers who smell an
opportunity to cash in using the name of a victim who may or may not even be
real. They count on local press coverage and a quick website. These ‘charities’ usually rake in a few
thousand dollars and disappear.
The Professionals
Then there are the professional long-term operations, like
the phone scammer I mentioned above. They utilize direct mail or telemarketers to
solicit millions of dollars in donations from unsuspecting individuals and
businesses. Are you concerned you’ve already been scammed or just want to make
sure you won’t be in the future? Here are some of the worst offenders:
1. Kids Wish Network (note – all the right words, Network,
Kids, Wish). Unlike the three real children’s charities their name parodies
(all legitimately good causes) this is probably the worst so called charity in
America.
2. Cancer Fund of America (Cancer is a scary word and many
phony or bad charities prey on that fact. Of these 50 bad examples 20% are
“cancer” related, in name at least)
3. Children’s Wish Foundation International (another
“children’s/wish scam)
4. American Breast Cancer Foundation
5. Firefighters Charitable Foundation (Thirteen of the worst
50 are LEO/First responder themed. None
of them remit more than 20% [most remit less] of collected revenues to any
actual cause other than the company which makes the calls.)
6. Breast Cancer Relief Foundation
7. International Union of Police Associations, AFL-CIO
8. National Veterans Service Fund (Six of the "dirty 50" are veterans related. Exactly how, in most cases is a mystery)
9. American Association of State Troopers
10. Children’s Cancer Fund of America
11. Children’s Cancer Recovery Foundation
12. Youth Development Fund (Doesn’t this sound great? Now
dissolved, but Charity Watch, like Charity Navigator a non-profit charity
analyst, is aware of this charity soliciting donors using the following names:
A Child's Dream, Children's Dream Network
13. Committee for Missing Children
14. Association for Firefighters and Paramedics
15. Project Cure (Bradenton, FL) No one is sure what the "cure" in question is and this scam funds zero research or victim assistance for any disease, but Project Cure is legendary for spending so much of what
little comes in (various family members are on the payroll) that they have even
defaulted in paying solicitors several times!
16. National Caregiving Foundation
17. Operation Lookout National Center for Missing Youth
18. United States Deputy Sheriffs’ Association
19. Viet Now National Headquarters
20. Police Protective Fund
21. National Cancer Coalition
22. Woman to Woman Breast Cancer Foundation
23. American Foundation for Disabled Children
24. The Veterans Fund
25. Heart Support of America
26. Veterans Assistance Foundation
27. Children’s Charity Fund
28. Wishing Well Foundation USA
29. Defeat Diabetes Foundation
30. Disabled Police Officers of America Inc.
31. National Police Defense Foundation
32. American Association of the Deaf & Blind
33. Reserve Police Officers Association
34. Optimal Medical Foundation
35. Disabled Police and Sheriffs Foundation
36. Disabled Police Officers Counseling Center
37. Children’s Leukemia Research Association
38. United Breast Cancer Foundation
39. Shiloh International Ministries
40. Circle of Friends for American Veterans
41. Find the Children
42. Survivors and Victims Empowered
43. Firefighters Assistance Fund
44. Caring for Our Children Foundation
45. National Narcotic Officers Associations Coalition
46. American Foundation for Children With AIDS
47. Our American Veterans
48. Roger Wyburn- Mason & Jack M Blount Foundation for
Eradication of Rheumatoid Disease
49. Firefighters Burn Fund
50. Hope Cancer Fund
This list was put together by the Tampa Bay Times and The
Center for Investigative Reporting based on federal tax filings for the last 10
years and information collected by several of the previously mentioned charity
watchdog groups. Charities are broken up
into five main categories: children, cancer, police/law enforcement, veterans,
fire and other. These fifty charities account for more than $1.35 Billion in
donations. Of that, $970 million went not to victims, but to the people who
collected the money. The analysis below breaks down the sordid story further.
The percentages
spent by these “charities” on direct aid to victims range from 0% to a high of
only 11.10%. Most of the organizations spent between 0.10% and 8.6% of what
they collected in direct cash aid. This is a far cry from what well-meaning
contributors intended for their contributions.
The worst of
the worst paid more than 90% of what they collected to solicitors. Thirty-three
of the fifty paid between 70% and 89% to solicitors. Overhead costs consumed
large chunks of what was remaining. Only the very small amount left may get to
the people who actually need it!
Sooo, the next
time, try my “Please hold while I look you up,” or just lay the phone down and
go on about your day.