Thursday, February 18, 2016

One size doesn't fit all here!




Don't misunderstand, I like Bernie Sanders, but being honest should always  trump partisan blind adherence. Especially in this instance.
       Bernie is wrong. Not everyone needs to or should go to college. Everyone should be trained to perform a job in their field of interest which someone will pay them a decent wage to do. This may require a degree, but many do not. We hear a lot of bitching about manufacturing jobs being exported offshore. How many of those jobs require a college education? Approximately none! The person who can repair my air conditioning, fix my plumbing or electrical problems or repair my automobile may well make more over a career than the college graduate who becomes a teacher. That's not right, in my opinion, but it is correct.

       These manufacturing jobs are lost to some extent because other countries pay far lower health care subsidies to employees. As far back as 2008, the average American automobile had, as a cost component, $1,525 in medical, insurance costs for workers. Yet everyone needs to go to college? No, many simply need an employability skill set, easily learned in tech schools or the equivalent, and as a nation we need to get smart about healthcare.

        Much of the early post WWII edge American auto makers lost to the Japanese came because the Japanese, and later the Koreans, have lower employee costs, due not only to lower, yet reasonable, pay structures but also to much lower healthcare costs. The Japanese kōsen tech school system starts at 15. By age 20 the student is employable and, if desired can go on to more advanced technical and engineering training. In America, there is almost a stigma surrounding tech training in high school, even though many districts, includung Orange County Florida have excellent programs.

        We are still paying, as a nation, the extra cost of union gains in the feel good, we're #1 atmosphere which existed immediately after WWII. The UAW and other unions extorted huge (and unreasonable) concessions in health, salary, and work benefits from companies which still clung to the old "you are my workers, I own you, do as I say" mentality of the early 20th century, rather than deal with quality of work life issues, the Big Three reverted to what is commonly referred to as "Welfare capitalism" meaning throw money at the workers in exchange for their abject compliance and lack of voice in the process. So here we are.

         A good start to fixing this problem would be a livable entry level wage and universal healthcare. The healthcare issue would almost instantly reduce the price of a new car , spurring new purchases as well as allowing manufacturers to allocate funds elsewhere. Seems so simple. Requires no expenditure for "universal college." And even better, as every developed other nation has proven over time, universal health care costs the nation less - In the UK half as large a % of GDP, than the US system. Even if one desired to purchase top tier private insurance on top of it as 11% in the UK do, the cost to the individual is far below the current US family of four annual healthcare outlay of.....wait for it....approximately $24,000. Before you call bullshit on that number, here's the data from the Milliman Medical Index for 2015: "The employer portion of the total is still the larger of the two components ‒ $14,198 ‒ but the employee portion is now almost 43% of the total ‒ $10,473. That represents an 8% increase to employees (overall) and a 5% increase to the employer over last year. The $10,473 amount that Milliman calculates as employee spending is divided over two categories ‒ out-of-pocket expenses incurred at the point-of-care ($4,065) and premium costs through payroll deductions ($6,408)."

Read more about this here: 


        So my recommendation to Bernie and everyone else: Quality technical training,  beginning as early as tenth grade and Universal Health Care. And certainly , a reasonable cost for college for those who would benefit from it. That is all, enjoy your day and DONATE TO IN STEVE'S NAME TO THE SPCA!




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